Fast, secure, and tailored merchant services for high-risk industries. Let FuturePoint guide your way.
Choose FuturePoint as your trusted high-risk merchant account provider. Leveraging deep expertise and established relationships with leading banks and financial institutions, FuturePoint ensures your business benefits from the most reliable and secure services in the industry. Our high-risk merchant account solutions deliver essential features for both new and established businesses, including robust chargeback management, seamless credit card acceptance, advanced fraud prevention, and efficient ACH/eCheck processing.
Committed to offering industry-leading services, FuturePoint is dedicated to being the preferred choice for high-risk merchant accounts across the U.S. Streamline your payment processes with faster, safer, and more cost-effective solutions. Get instantly approved for your high-risk merchant account with FuturePoint today.
Each payment processor, bank, and account service provider sets its own criteria for identifying high-risk merchants, typically focusing on two key factors: the industry (some sectors are less stable or secure) and the merchant’s financial profile (credit history, past performance, etc.). Additionally, providers often evaluate the level of federal and state regulation affecting an industry, particularly in heavily regulated sectors like firearms, where securing a gun merchant account demands strict compliance.
The most significant red flag for payment processors is an industry’s susceptibility to fraud and chargebacks, which can prompt many providers to shy away. Fortunately, FuturePoint brings the expertise and insight needed to support businesses facing high fraud rates, elevated sales volumes, poor credit scores, or other factors that classify them as high-risk. With FuturePoint, you gain a trusted partner equipped to navigate these challenges and deliver tailored merchant account solutions.
At FuturePoint, we streamline the approval process to make it seamless and stress-free. When you choose us, you can navigate the underwriting process with ease and confidence.
Our approval rates are among the highest in the industry, accommodating a wide range of business types. With a robust network of over 15 banks and specialized high-risk processors, we boast an impressive 98% approval rate on average. Even if your credit score is as low as 500, we’re eager to connect and explore solutions tailored to your needs.
We take pride in offering some of the most competitive rates in the high-risk processing space. Unlike many providers who inflate costs for high-risk merchant accounts, FuturePoint prioritizes your financial success, ensuring transparent and affordable payment processing solutions without excessive fees.
For businesses seeking reliable high-risk merchant services, including merchant accounts designed to process credit card payments, FuturePoint is your ideal partner!
If your business is included in a high-risk category on the list below, you’ll most likely need to work with a high-risk payment processor like FuturePoint.
It takes 24-48 hours. Setup and shipment immediately upon approval.
We accept businesses that are high risk in nature. Retail, mail/telephone, and ecommerce businesses are all accepted.
Most accounts are approved regardless of credit history. We have one of the highest approval rates in the industry.
A chargeback is a disputed charge on a credit card that allows consumers to seek a credit from their credit card issuer instead of directly from the merchant.
How do I avoid chargebacks?
Sales will be deposited directly into your business bank account. Deposits typically occur within two business days
The classification of a business as high-risk isn’t dictated by a single governing body. Instead, each payment processor or bank establishes its own criteria, guided by internal risk management policies. Providers evaluate businesses using a range of specific data points to determine risk levels.
